I Am a Life Insurance Policy

Life Insurance is a True Selfless Act
When it comes to financial planning, Life Insurance is truly done for the benefit of others. Unless you are using it as an investment, you are not going to be there to receive any of the money.  Therefore, life insurance is an act of love for your family. Here is an anonymous poem, most likely from the 1950's, about what life insurance actually is:

I Am a Life Insurance Policy
I am a piece of paper, a drop of ink and a few pennies of premium.
I am a promise to pay. 
I help people see visions, dream dreams, and achieve economic immortality.
I am education for the children.
I am savings.
I am property that increases in value from year to year.
I lend money when you need it most, with no questions asked.
I pay off mortgages, so that the family can remain together in their own homes.
I assure people the daring to live and the moral right to die.
I create money where none existed before.
I am the great emancipator from want.
I guarantee the continuity of business.
I conserve the employer's investment.
I am tangible evidence that a man is a good husband and father, and a woman a good wife and mother.
I am a declaration of financial independence and economic freedom.
I am the difference between an old man or woman and an elderly gentleman or lady.
I provide cash if illness, injury, old age, or death cuts off the breadwinner's income.
I am the only thing that you can buy on the installment plan that your family doesn't have to finish paying for.
I am protected by laws that prevent creditors from assessing the money  
I give to your loved ones.
I bring dignity, peace of mind and security to your family.
I supply investment capital that makes the wheels turn and the motors hum.
I guarantee the financial ability to have happy holidays and the laughter of children - even though father or mother is not there.
I am the guardian angel of the home.
I am life insurance.