Open Enrollment Start October 1st

We hope this newsletter finds you well and enjoying the gorgeous Fall weather!

As we stand now, October 1 will be open enrollment for individuals and small groups to get quotes and enroll in new plans that will start January 1, 2014.  This applies to both the new Covered California Exchange as well as private insurance.

The new plans are called Metallic plans:  Platinum, Gold, Silver, and Bronze.  There will also be a Catastrophic plan for people under 30 years of age.

Income Guidelines

To see if you qualify for a premium subsidy look at your IRS Form 1040 on your 2012 tax return. (If you have not done your 2012 taxes, you will not qualify for a subsidy. File them as soon as possible.)  If line 38 on your IRS form 1040 is under the amounts shown on the chart, then you will qualify for a subsidy on the California Exchange.  The subsidy amounts and premiums have not yet been published.

We are Certified on the Exchange

We will be able to talk to you about the exchange when they are open for business on October 1.  In the meantime, you can rest assured that we are doing everything possible to make this big change as easeful and affordable as we can for you.  Looking forward to speaking with you soon.